USDA Loans

USDA Loans


If you are looking to purchase in an eligible Rural Housing zone and meet certain income guidelines, you may be able to buy a house with no money down. The USDA allows for a 102.75% loan to cover closing costs — and you're not required to buy additional private mortgage insurance (PMI).


  • Federally backed home mortgage loans
  • Home must be located in a designated Rural Housing zone
  • Must be within household income limits
  • No down payment required
  • Loans available up to 102.75% of appraised value or sale price
  • Fixed rate mortgages for affordable payment plans

For more information

Call us at 425.322.0076 or email us