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Choose this free account that pays a really high rate — plus refunds on ATM withdrawal fees, nationwide!* Who knew a checking account could make you smile?

Key Features

  • Earn High Dividends
  • Free Checking
  • Refunded ATM Withdrawal Fees*
  • Checking account that pays high dividends
    • 2.25% APY* on balances up to $5,000
    • 2.25% to 0.30% APY* on balances over $5,000 depending on the balance in the account
    • 0.03% APY* if qualifications aren’t met
  • Refunds on ATM fees, nationwide up to $15 monthly*
  • Can link to high-dividend, free Kasasa Saver® account 
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking, including:
    • Online banking & bill pay
    • Mobile banking with mobile deposit1
    • e-Statements
  • Free Visa® debit card
  • $25 minimum deposit to open

Qualifying to Earn Rewards is Easy!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle

  • At least 12 debit card purchases, each $4.99 or more
  • Be enrolled in and log into online banking
  • Be enrolled in and have agreed to receive e-statements rather than paper statements
  • Maintain a valid email address on record with the credit union

Smiles continue even if you don't qualify because your Kasasa Cash account is still free! Even more, you can get right back to earning your full rewards the very next cycle.

*Qualification Information:

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
• At least 12 debit card purchases, each $4.99 or more
• Be enrolled in and log into online banking
• Be enrolled in and have agreed to receive e-statements rather than paper statements
• Maintain a valid email address on record with credit union
In order to count as a qualifying transaction for the purpose of earning the account's rewards debit card purchases must be at least $4.99.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $5,000.00 in your Kasasa Cash account earn a dividend rate of 2.228% resulting in an APY of 2.25%; and daily balances over $5,000.00 earn a dividend rate of 0.20% on the portion of the daily balance over $5,000.00, resulting in a range from 2.25% to 0.30% APY depending on the account's daily balance.
You will receive reimbursements up to $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during the Monthly Qualification Cycle in which you qualified. These will be credited to your account on the last day of the current statement cycle.
When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.03% resulting in an annual percentage yield of 0.03% and ATM withdrawal fees are not refunded.
Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 08/01/2020.
APY calculations are based on an assumed balance of $5,000.00 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly enrollment and login to online banking, e-Statement and valid email address on file are conditions of this accounts. At least 12 debit card purchase transaction must post and settle during the cycle period. $4.99 minimum transaction amount. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. See accompanying Fee Schedule for fees that may apply to this account. Limit of one account(s) per member. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA. Your Savings Insured to $250,000.
Trademarks:
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

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