Youth Accounts

The earlier kids and teens learn financial responsibility, the more likely they are to build smart money habits. Our dedicated accounts for members 18 and under make it easy to teach saving and spending, giving you peace of mind that your young saver or spender is on the right path. 

Savings Built for Kids and Teens 

SMART Savings

Designed for members 18 and under, SMART Youth Savings offers many of the same features as a regular savings account — including easy access to funds, the ability to earn dividends, and a hands-on way to learn smart saving habits.  

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Smart Spending Starts Here 

SMART Checking

Put your child or teen in the driver’s seat with SMART Youth Checking. This account is a hands-on way to learn money management basics. Plus, they can earn cash for good grades by bringing in their report card twice a year to get rewarded for every A! 

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