Real Estate Loans
Make your next move with the help from NW Plus CU. Whether it’s the home you already love or the one you’ve been waiting for, we offer real estate loans tailored to your needs. Our friendly lenders are here to help you with your financing options, answer your questions, and guide you every step of the way.
Homeownership Starts Here
Mortgages
Buying your first home? Planning to purchase an investment property? We have flexible mortgage options — including loans up to 100% of the home’s value with our Welcome Home Loan1.
Learn MoreLoans for Rural Homes
USDA Loans
Finding a home in the rural area offers plenty of opportunities. And our USDA-backed mortgage loans offer an affordable path to take advantage of those opportunities. Available for properties in Rural Housing zones, discover what living outside the city could be like.
Learn MoreFinancing for Your Big Plans
Land Loans
The lot you’re eyeing might only be dirt and trees today, but if you’re anything like us, you see its full potential. At NW Plus CU, our land loans are popular for homebuilders and developers, or anyone looking to preserve a piece of the PNW.
Learn MoreTap Into Your Home’s Value
Second Mortgage Loans
Unexpected expenses happen. With a second mortgage, you can utilize a trusted source of funds when you need it. Because when life throws opportunity your way, you shouldn’t have to feel like you’re missing out.
Learn MoreFinancing for Ongoing Needs
HELOC (Home Equity Line of Credit)
Pay for expenses or consolidate your debt with a HELOC. This loan functions like revolving credit — ideal for major, ongoing expenses, allowing you to withdraw money as you need it.
Learn MoreUpgrade, Renovate, or Expand Your Home
Home Improvement Loan
Repairs or renovations? We know when it comes to homeownership, the possibilities are nearly endless. Whether you’re replacing a roof, painting a few rooms, sprucing up the yard, your home can become what you envision.
Learn More