90-Day-No-Pay For Members

Make the holidays brighter when you qualify to delay your first payment for up to 90 days* on select loans with NW Plus CU!

Join NW Plus CU

Members Can Qualify for a 90-Day-No-Pay Loan

Whether you’re buying or refinancing a vehicle, planning a dream vacation, or want extra cash to make your holiday celebration merrier, a NW Plus CU loan can help you get funds for just about anything you need.

Stop by your nearest branch, call us at 425.297.1000 or click the button below to get started.

 

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Select Loans

For a limited time, new and current NW Plus CU members can qualify to delay their first payment for up to 90 days* on these select loans:

Not a member yet?

All it takes is a $5.00 deposit into a Regular Savings account to begin your membership. Open one of our three great checking accounts for just $25 more!

See Accounts

All Members Enjoy:

Easy access to your money
NW Plus CU is part of a nationwide network of credit unions that gives you access to more than 5,000 shared branches and more than 30,000 surcharge-free ATMs.

Free digital banking
All the digital tools you need to manage your account, including: online banking through our website, the NW Plus CU mobile app**, Bill Pay™, remote check deposit, and eStatements.

Get paid up to two days early
You can access your paycheck up to two days early with direct deposit.***

Bill Pay™
Schedule and pay bills automatically from your NW Plus CU online banking page.

Free credit score monitoring
All NW Plus CU members can activate a complimentary Credit Sense credit score/credit report monitoring subscription.

Quicken® Integration
Quicken® users can download all of their transactions directly into Quicken®.

Zelle®
Send and receive money with Zelle® in minutes, right from the NW Plus CU mobile app*.

And more!

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Join NW Plus CU

 

*** Early access to ACH (Automated Clearing House) deposits depends on the day the deposit information is transmitted by the sender through the ACH network. NW Plus CU deposits the funds up to 2 calendar days prior to the settlement date when funds are received. We reserve the right to reverse a deposit if the settlement does not occur or if there is any error or omission found in the transmitted data.

DISCLOSURE:

*Rate based on credit score and subject to change without notice. Not all who apply will qualify. Limit of one 90-Day-No-Pay loan per member. Valid on loans funded in house only, loans closed at dealerships not eligible for a 90 day delay of payment. Membership must be established prior to loan application and must remain open entire term of loan. Must join by 11/14/25. Loan application must be received by 12/5/25 and loan must fund by 12/31/25 to be eligible. 

Must be a new NW Plus CU member, meaning that you must not have been a NW Plus CU member for at least the past 12 consecutive months prior to joining and if a former member, must have been a member in good standing when previous membership terminated.

See here for current loan rates.

Other restrictions may apply.