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Earn serious cash back on debit card purchases — and ATM withdrawal fee refunds — with this free account. It's almost like getting paid to shop!

Key Features

  • No Maintenance Fee
  • Earns Cash Back
  • Refunded ATM Withdrawal Fees*
  • Free Checking account that pays you back
  • Earn 3.00% cash back on Debit Card purchases*
    • no category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $108 cash back per year, $9 per month
  • Refunds on ATM fees, nationwide up to $15 monthly*
  • Can link to high-dividend, free Kasasa Saver® account 
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking, including:
    • Online banking & bill pay
    • Mobile banking with mobile deposit1
    • e-Statements
  • Free Visa® debit card
  • $25 minimum deposit to open

Qualifying to Earn Rewards is Simple!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle

  • At least 12 debit card purchases, each $4.99 or more
  • Be enrolled in and log into online banking
  • Be enrolled in and have agreed to receive e-statements rather than paper statements
  • Maintain a valid email address on record with credit union

See? Easy! Even if you don’t meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Plus, you can get back to earning cash back on debit purchases and nationwide ATM withdrawal fee refunds the very next month.

*Qualification Information:

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
•At least 12 debit card purchases, each $4.99 or more
•Be enrolled in and log into online banking
•Be enrolled in and have agreed to receive e-statements rather than paper statements
•Maintain a valid email address on record with credit union
For clarity, in order to count as a qualifying transaction for the purpose of earning the account's rewards debit card purchases must be at least $4.99. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $4.99, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information:

Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly enrollment and login to online banking, e-statement and valid email address on file are conditions of this account. 12 debit card purchase transaction must post and settle during the cycle period. $4.99 minimum transaction amount. See accompanying schedule of Consumer Fees and Charges for fees that may apply to this account. Limit of one account(s) per member. Advertised information and rewards are based on all account qualifications being met during each cycle period. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA. Your Savings Insured To $250,000.

Trademarks:
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

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