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Help teach Kids and Teens the basics of managing money with a SMART Youth Checking Account

Key Features

  • No Monthly Service Charge
  • Digital Banking
  • Debit Card


For members 18 and under

  • No monthly service charge, no minimum monthly balance requirements
  • Includes free Visa® debit card, and SMART Youth Savings account
  • Convenient digital banking options, including:
    • Online banking
    • Mobile banking* with the nw+ app
    • Digital e-Statements
  • Access to nearly 30,000 surcharge-free ATMs nationwide
  • $5 minimum deposit to open

Want a way to earn? Ask about the NW Plus CU Pay for A's program 

Bring in your report card twice a year to earn cash for every A!


Digital Banking

Heading off to college?

Teens and young adults heading off to school (community college, university, technical school, or the post-secondary education of their choosing) are eligible as members for the NW Plus CU Scholarship+ oppurtunity! 

Students over the age of 18 must be members of the credit union for 60 days or more when applying. 17 and under, Parent or gardiun must be a member and in good standing for 60 days or more.

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*Message and data rates may apply. Check with your provider.

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