Intro Rate on Auto Loans for New Members
Join today and apply to be eligible for a 3.50% 12-month intro rate on an auto loan. Purchase or refinance*, for new or used vehicles.
Auto Loans with NW Plus CU:
- Competitive rates
- Flexible terms
- Pre-approval available
- In-house servicing
New members can get a 12-month 3.50% introductory rate when you bring your auto loan to NW Plus CU with a purchase or refinance*. Valid on new or used vehicles.
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Auto Loans
Financing for New and Used Cars
New or used, purchase or refinancing. We'll work to find the right loan on the right car for you.
- Competitively low rates for both purchase and refinancing
- Flexible terms for payments you can afford
- Better bargaining power at the dealership with pre-approval
- Local decision-making and processing
- In-house servicing for the entire term of your loan
- GAP protection available for just pennies a day
- Mechanical Breakdown Coverage available for peace of mind
- ITIN Lending Available
See Current Auto Loan Rates
Auto Rates
Purchase & Refinance
| Loan Type | Lowest APR |
| New Cars* | 4.49%* |
| Used Cars | 4.99% |
*Model year 2024 and newer
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APR = Annual Percentage Rate
*New money only. Must apply within 30 days of joining, and loan must close within 30 days of application date to qualify for 12-month introductory rate of 3.50% Annual Percentage Rate on a new or used, purchase or refinance auto loan. After 12-months, rate adjusts based on your regular qualifying rate when you were approved for the loan; currently 4.49% to 12.74%. Rates subject to change without notice. Final rate determined on credit score and loan term. All loans subject to credit approval.
To qualify for this offer you must be a new NW Plus CU member, meaning that you must not have been a NW Plus CU member for at least the past 12 consecutive months prior to joining, and must have been a member in good standing when previous membership terminated. Current NW Plus CU members and their immediate family members are not eligible.