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FREE KASASA® CHECKING

Choose a free Checking account that pays cash rewards. Compare the Kasasa checking accounts below that would pay-off best for you - by earning dividends, or by earning cash back on Debit Card purchases.

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Maximize your rewards with free Kasasa Saver®

Exclusive to Kasasa checking account holders, a Kasasa Saver account collects and grows your Kasasa checking rewards! Every month, your earned checking cash rewards and ATM withdrawal fee refunds will sweep to this account automatically. You'll even earn dividends in Kasasa Saver as you build your savings effortlessly. Find out more here.

 

Kasasa Cash Qualification Information:

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases, each $4.99 or more
  • Be enrolled in and log into online banking
  • Be enrolled in and have agreed to receive e-statements rather than paper statements
  • Maintain a valid email address on record with credit union

In order to count as a qualifying transaction for the purpose of earning the account's rewards debit card purchases must be at least $4.99.

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.

"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $7,500.00 in your Kasasa Cash account earn a dividend rate of 2.96% resulting in an APY of 3.00%; and daily balances over $7,500.00 earn a dividend rate of 0.20% on the portion of the daily balance over $7,500.00, resulting in a range from 3.00% to 0.400% APY depending on the account's daily balance.

You will receive reimbursements up to $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during the Monthly Qualification Cycle in which you qualified. These will be credited to your account on the last day of the current statement cycle.

When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.03% resulting in an annual percentage yield of 0.03% and ATM withdrawal fees are not refunded.

Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of 09/01/2022.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

*Kasasa Cash Back Qualification Information:

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases, each $4.99 or more
  • Be enrolled in and have agreed to receive e-statements rather than paper statements
  • Be enrolled in and log into online banking at least once per cycle
  • Maintain a valid email address on record with our credit union

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.

"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.

Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle.

You will receive reimbursements up to $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified.

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.

Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information:

Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  $25 minimum deposit is required to open the account. Monthly enrollment and login to online banking, e-statement and valid email address on file are conditions of this account. 12 debit card purchase transaction must post and settle during the cycle period. $4.99 minimum transaction amount. See accompanying schedule of Consumer Fees and Charges for fees that may apply to this account. Limit of one account(s) per member. Advertised information and rewards are based on all account qualifications being met during each cycle period. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA. Your Savings Insured to $250,000.

Trademarks:

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

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