Protecting your finances goes beyond keeping your card in a safe place. Fraud can happen at any moment and in any place. Having real-time control and visibility over your debit card activity gives you the peace of mind you deserve.
At NW Plus Credit Union, members have access to powerful fraud-prevention tools right at their fingertips by accessing the “CARDS+” feature by clicking the “Cards” button in the NW Plus mobile app. This feature is designed with both security and ease of use in mind, putting you in control of your debit card anytime, anywhere.
Act Fast with Card Controls
Debit card fraud can happen fast, and when you’re least expecting it. Whether you lose your wallet, your card number is compromised, or an unauthorized transaction occurs, the sooner you act, the better.
CARDS+ allows you to respond instantly within the NW Plus app. This tool is a proactive way to protect your money and gain peace of mind.
Instantly Turn Your Card On and Off
One of the most powerful features of CARDS+ is the ability to turn your debit card on and off in seconds. Whether you’ve misplaced or lost your card, simply toggle your card “off” in the app to prevent any unwanted transactions until you reclaim your card. Once you find your card, simply turn it “on” in seconds to begin using your card again.
Get Real-Time Alerts on Card Activity
Staying informed about your card activity is one of the best ways to detect fraud early. With CARDS+, you can receive notifications every time your debit card is used. This means you’ll know immediately if something doesn’t look right, whether it’s a purchase you didn’t make or activity in a location you don’t recognize. The faster you spot suspicious activity, the faster you can take action.
Monitor Transactions with Ease
CARDS+ allows you to view recent debit card transactions in one convenient place. Instead of waiting for your monthly statement, you can regularly review your activity and quickly identify anything unusual. This visibility helps you stay one step ahead of potential fraud.
Understand Your Spending Patterns
Beyond security, CARDS+ also provides monthly spending insights for the past 12 months. By understanding your normal spending habits, you know how to spot irregular activity.
Set Smart Limits to Prevent Unauthorized Use
One of the most effective ways to prevent fraud is to limit how your card can be used. With CARDS+, you can customize controls based on your preferences. Set restrictions like:
- Set transaction limits (for example, block purchases over a certain dollar amount)
- Restrict merchant types (such as online purchases or specific categories)
- Control geographic use (limit where your card can be used)
Add Your Card to Your Digital Wallet
Another way to reduce the risk of fraud is by minimizing how often you use your physical card. CARDS+ allows you to add your debit card to your favorite digital wallet.
Using your phone or smartwatch to pay makes it convenient and enhances security through authentication features - helping to keep your physical card information protected.
Take Control Today
Fraud prevention doesn’t have to be complicated. With CARDS+ from NW Plus, you’ll have access to simple, effective tools to monitor, manage, and protect your debit card, all in one place.
Whether you’re looking to prevent fraud, stay informed, or just gain more control over your spending, CARDS+ is designed to help you stay secure every time you use your card.
Never share your account number, passwords, answers to security questions, or other account information. We will never ask you for this type of information when we call or email you. If someone claiming to be a NW Plus CU representative asks for sensitive account information over the phone or in an email, end the conversation immediately, and call us at 425.297.1000 or come to one of our branches to report the incident.
