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Rates

Enjoy the power of Visa® — plus local service from people right next door. Our credit cards let you shop, build credit, and earn rewards.

Key Features

  • No Annual Fee
  • Competitive Rates
  • 1.99%* Intro Rate
  • No Balance Transfer Fee
  • 1.99% introductory APR for the first 9 months after opening. After that your APR will be from 8.75% to 18.00%, based on your credit worthiness and product selection.2
  • No Annual Fee
  • Free fraud monitoring
  • Points that Pay: Cash Back program: Earn 1 point for every dollar charged on purchases and Earn 2 points for every dollar charged on gasoline and grocery purchases
  • No Fee balance transfers
  • Visa zero Liability program1

Learn More

Visit our FAQ to learn more about NW+ Visa credit cards.

1Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

21.99% introductory rate for the first nine (9) months after opening. After that your APR will be from 8.75% to 18.00%, based on your credit worthiness and product selection. This APR will vary with the market based with Prime Rate. Please refer to the Credit and Security Agreement for the terms and conditions, fees, and charges, and other information regarding your credit card account

It pays to have our Visa Platinum Rewards credit card. With Points that Pay, our rewards cash-back program, you can spend and save all in one transaction. Redeem rewards points for gift cards, merchandise, travel, and more.

Details:

  • No Annual Fee
  • Points that Pay: Cash Back program
  • Earn 1 point for every dollar charged on purchases and Earn 2 points for every dollar charged on gasoline and grocery purchases
  • No Fee balance transfers
  • Redeem Points at CURewards.com for cash, travel, merchandise and more.

Keep track of your account activity anytime, anywhere through Visa Alerts. Receive email or text alerts about what's most important to you:

  • Declined transactions
  • Transactions over the phone, online or through the mail
  • Transactions made at gas stations
  • Transaction exceeding a specific dollar amount
  • Transactions made outside of the US 

Catch fraud right as it happens with Visa alerts.1 Simply log in to your credit card account online to sign up.

1Cardholders are responsible for reporting any suspicious or fraudulent activity to their credit union.

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