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We’ve helped generations own their own piece of the Evergreen State. Buy your first (or next) home with help from our local lenders.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Pre-Qualification Available
  • Local Service


  • Home mortgage loans available for up to 100% of the value - ask about our 1Welcome Home Loan
  • Several types of mortgages available, including:
    • Primary or secondary residence
    • Unimproved property
    • Investment property
  • Fixed and adjustable rate mortgages (ARMs) available
  • Low down payment
  • Pre-qualification available to speed up the process
  • Local decision-making and processing here in the North Sound
  • Personalized service you won't get at the megabanks 

Manage Your Mortgage

Take the guesswork out of your mortgage payments and stay connected with e-mortgage. Access your account balance and payment activity online 24/7, review past statements, and more — safely and securely.

Register for e-Mortgage.

Learn More

Buying a home can be scary — we’re here to help. Visit our FAQ to find some commonly asked mortgage questions, and check out our Mortgage Glossary and Home Buying Advice.


1 Mortgages are available in: WA State Only. Eligible for purchase on primary residence only. Loans are subject to nw+|cu membership, credit approval, and other underwriting criteria; not everyone will qualify. Certain restrictions apply. Home loan programs, terms and conditions are subject to change without notification.


Consider refinancing your mortgage from another financial institution to get a lower rate. We offer flexible financing options for more affordable payments — which means you could end up saving big in the long run.


  • Refinance your home loan for a better rate
  • Available for primary and secondary residences
  • Fixed and adjustable plans available for the most affordable payments
  • Easy application process
  • Free consultation to see if you can get a better deal
  • Local processing for better efficiency

Mortgage Loan Officers


Lydia Guel

Mortgage Originator

Contact Lydia

Lisa Shookman

Mortgage Manager

Contact Lisa

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